What is One-Time Cash?

There are all sorts of ways to make money out there, and your challenge is to find the most effective way of doing it. Essentially, you need to maximize how much money you can make for the time and effort that you expend. We have already discussed Forever Cash and Temporary Cash in previous posts, so let’s have a look at the worst kind of cash that’s out there: One-Time Cash.

One-Time Cash is where you get paid one time (duh!) for a service that you perform. The vast majority of people the world over get paid in One-Time Cash, and the moment they stop working, the money stops coming in. For example:

  • If you are a salesperson, you likely get paid with commission. But what happens if you stop selling? You stop making money.
  • If you are an office worker, and you don’t show up for work next week, what will happen to your paycheck? The moment you stop delivering a service to the company, they stop giving you money.
  • If you work in construction, what happens when you finish a project? You get paid once, and that’s it. If you want more money, you have got to find another project.

We live in a One-Time Cash world that requires constant effort if you are to survive. Like a shipwreck victim who just treads water until help comes, many folks are just barely making ends meet, hoping that retirement and Social Security will ease their pain just a little.

One-Time Cash doesn’t take the unpredictability of life into account. If you are younger, what will you do if you suddenly find out you will have a new baby on the way? If you are middle-aged, are you concerned about taking care of your parents? And if you are nearing retirement, are you worried whether or not you will be able have enough money to pay your bills? Unlike Forever Cash and Temporary Cash (where you get paid multiple times for only having worked once) One-Time Cash locks you into a system of always depending on factors that are largely out of your control to take care of your family’s needs.

There has got to be a better way.

You are probably living in a One-Time Cash world right now, and that’s okay. But start looking for ways to get out of it. Start thinking about how that One-Time Cash that you earn (whether from your boss or from the sweat of your brow, if you are self-employed) can be invested to propel yourself out of this nightmarish cycle.


One-Time Cash is common – but that doesn’t mean that it’s right for you. The Forever Cash lifestyle is the best way to go.

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